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Guaranteed issue whole life insurance

If you’re between the ages of 65 and 85, you’re guaranteed to be approved for coverage—no health questions or medical exams required. It’s that simple! Get lifetime protection with no hassle.
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Features and benefits of this coverage

Here’s whats included with our whole life policies.

Guaranteed approval

If you’re between the ages of 65 and 85, you’re guaranteed to be approved, no matter your health history. It’s that simple—no health questions or medical exams required.

Affordable lifelong protection

This coverage lasts for your entire life, as long as premiums are paid. Your premiums are fixed, meaning they won’t increase over time. The rate you’re quoted today is the same rate you’ll pay for the life of your policy.

Cash value

Your policy accumulates cash value over time, which can be accessed if needed. You can use this cash value for emergencies or supplement your retirement income by taking a tax-free loan against it. Keep in mind that any outstanding loans will reduce the death benefit paid to your beneficiaries.

How Surevix works

Apply in minutes

Complete a quick online application for instant approval. It’s as easy as that—guaranteed.

Choose your coverage

Select the coverage amount that suits you, up to $30,000, based on eligibility. Keep your premiums up to date, and enjoy lifetime coverage.

Get instant online life insurance

Make your first payment online, and your lifetime life insurance coverage begins immediately.

Is this policy right for me?

This type of coverage is appealing because of its simplicity—get approved and covered in minutes without any medical exams or lab tests.

Guaranteed issue whole life insurance could be the perfect option for you if:

  • You want an easy application process with no medical exams or lab tests
  • You thought life insurance was out of reach due to age or health concerns
  • You want your policy to build cash value over time
  • You seek coverage that lasts for your entire lifetime
  • You don’t want your family to bear the burden of your final expenses
  • You’re open to paying a slightly higher premium for the benefits of this coverage

Additional features and benefits

Graded death benefit

This policy includes a graded death benefit. If you pass away due to a non-accidental cause within the first two years of coverage, your beneficiaries will receive 100% of the premiums you’ve paid, plus an additional 30%. After the two-year period, the full death benefit will be paid, minus any outstanding policy loans, regardless of the cause of death.

Help the whole way

Before you make your purchase, Surevix is here to assist you with any questions. You can reach us through phone, email, text, or chat for guidance and support throughout the entire process.

We put people first

At Surevix, we take pride in putting our customers first, and our ratings from customers and third-party reviewers reflect this commitment:

"Excellent" rating from Trustpilot

Surevix has earned an "Excellent" rating on Trustpilot with 4.8/5 stars from customer reviews.

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A+ Rating from Better Business Bureau

We have been awarded an A+ rating from the Better Business Bureau (BBB), with zero customer complaints, showing our dedication to customer satisfaction and trust.

BBB Profile

4.7/5 stars on Google

Surevix also boasts a stellar 4.7/5 star rating on Google based on customer reviews, further proving our commitment to providing top-notch service.

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Contact Us

1606 Headway Circle #9013
Austin, TX 78754
(231)213-2323
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Surevix Estate Planning, LLC provides online estate planning resources and products, which are entirely separate from the life insurance services offered by Surevix.
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