Indexed Universal Life Insurance (IUL)
Life insurance that protects you in three ways
Death benefit protection
Lifelong Coverage for Your Loved Ones
Surevix IUL is designed to provide permanent life insurance protection that you will never outlive. As long as you meet the necessary premium and cash value requirements, your family will be assured of receiving a tax-free death benefit.
Financial Support in Case of Major Illness
In the event you are diagnosed with a qualifying critical, chronic, or terminal illness, you have the option to access a portion of your death benefit early. These funds can be used for medical treatments, personal goals, or any other expenses that arise during this time.
Cash value growth opportunity
Tax-Deferred Accumulation
Your cash value can grow through fixed account options or indexed accounts, where growth is linked to the performance of well-known market indexes, up to a cap. Typically, this growth is tax-deferred.
No Risk of Market Loss
If the chosen index performs negatively, the tracked index option won’t fall below 0%, ensuring you avoid any losses associated with market declines.
A Lifetime Safety Net
Access to Funds Throughout Your Career
You can tap into your policy’s available cash value at any time through tax-free loans or withdrawals. Keep in mind that loans and withdrawals may influence the long-term performance of your policy.
Retirement Income Flexibility
Choose the Lifetime Income option to secure a steady income for life, or use your policy’s cash value to supplement your retirement income when necessary.
The Speed and Simplicity of Surevix IUL
